So Cal Real Estate Blog

News, tips, and guides for buying, selling, or investing in Southern California Real Estate.

April 21, 2020

4.20.20 Market Update

During these unprecedented times, accurate and factual information is all you can rely on.  There are many that are speculating and creating fear and worry in the masses. I suggest to pay attention to facts and history. 

I hope you've been finding my videos helpful and as always if you have any questions or would like more info, don't hesitate to ask.


April 15, 2020

4.13.20 Mamba Day Market Update

On this historic day, where 4 years ago, Kobe Bean Bryant played his last game in the NBA. He scored 60 points in a historic win. Now 4 years later we have lost him and we're going through a pandemic with COVID-19. Although these 2 tragedies have hit hard, our real estate market is still doing well. Please watch this video to hear what the real numbers are in our markets in So Cal. I talk about New homes, agreements entered, and homes sold within the last 7 days. 

If you haven't already please take a look at week 1 and 2 videos to gain better perspective.

As always, if you have any questions or would like me to research other numbers just let me know. Thank you!


April 9, 2020

4.6.20 Market Update Video

Here is a link to our YouTube channel in which we are doing a weekly Market update during this Pandemic. We've been receiving many inquires regarding the market so we decided to use the YouTube platform to get the message out. Please click the link below and subscribe to the channel. Also, please share this video with people you know and would find this info useful. 

4.6.20 Real Estate Market Update

Thank you and please stay safe!

Sept. 5, 2017

New Home Construction in Riverside

With home loan interest rates still low, it's leaving many buyers with little inventory to choose from. The news has been calling this situation a "housing crisis," which I assure you it's not as extreme as the media portrays it. Yes, there is a shortage of houses being sold, but there are a lot of new homes being built everywhere.

Riverside has some beautiful new homes, just north of Box Springs Mountains and East of the 215 freeway. So close to UCR as well as Loma Linda, it's set back in a quiet, nice, friendly community. The builders have 4-5 different floor plans, which can be customized upon purchase. If you're interested, just let me know and I'll show you all the floor plans and options. 

Not only will you have the scenic view of the Riverside foothills, but you'll be able to enjoy a community basketball court, volleyball court, and picnic areas. And when you're ready to catch some fresh air and beautiful views, you'll have access to 6 miles of pedestrian trails.

If you're interested and would like to learn more, contact me at

We also have them listed on our website, just register and you'll have access to all of the current houses for sale in So Cal. 

Aug. 9, 2017

Huge Returns on These Home Improvements

I get asked all the time, what are the best home improvements to make that get the best return on their money? The answer will vary from home to home, but these improvements I'm about to share can be low cost, which will make the returns that much better.

1. The Bathroom - This is the one thing on every buyers list. A nice bathroom. You don't have to do a full remodel, but change the small things that make a huge impact. Paint or stain the vanity. Update the lighting fixture. Resurface the shower and sink. One of the smaller things are the knobs on the vanity and the towel holders. Get some new modern pieces which are inexpensive, but create a huge visual impact.

2. Neutral Paint - Throw a fresh coat of paint on the walls, just make sure they're neutral and appeal to the masses. This will give your house a bright new look and will work well with number 3!

3. New lighting - Update the lighting fixtures and while you're at it, buy nice bright light bulbs. When people walk into a bright room, it gives the feeling of more space. Makes the room feel bigger. An inexpensive fix I always suggest are to install recessed lighting. Every buyer I have worked with this year always pointed those out. 

4. Curb Appeal - This is huge! One thing that we learn about presenting yourself is to make a good first impression. Well, same goes with your home. Make a good first impression! Update your landscaping. You don't have to do a full gut and redesign. All it takes is a clean up, new plants, and some new mulch. VUALA! 

If you're interested in the value of your home click here or if you'd like to start shopping for a new home click here

I hope you found this useful, and if you did please share it with your friends, family, and social media. Thank you!

July 24, 2017

Yes! You Can Get a Mortgage With No Closing Costs

Since now is such a great time to buy with interest rates still low, there are many people asking, can I buy even though I don't have that much saved? The short answer is YES! There are a few programs out there that you can qualify for, but the cost to get a loan is still there.

The lenders will always get their money when it comes to letting people borrow money, but what most people don't realize is that the lender fees are paying for the appraisal of the home, loan origination, title search, and the title insurance premiums. Those are things we can not avoid, but how we pay for them we have control over. 

Lender can offer two ways to pay for their fees at closing of buying a home. The first is to pay the closing cost out of pocket and receive a lower interest rate on your home loan. The second, is to take a higher interest rate on your home loan. 

Therefore, make sure to do the math. Figure out when you'll hit your break-even point. Ask yourself, how long are we going to stay in this home? May I need to move in a few years? Is this big enough for our growing family? Then calculate the cost of the lender fees versus the cost of the higher interest rate for the years you'll be in the home. 

Most people don't think these things through, and this is the biggest financial decision of your life. Make sure to choose the right Realtor and lender who have experience and understand the "savings" side of buying your new home. 

Contact us today! we'll be able to guide you through the process that best suits you.

Posted in Buyers, Investors, Loans
June 19, 2017

How to Get the Best Deal on a Mortgage

Although lending practices have been more stringent, here are a few tips I give all my clients to get the best deal on a mortgage. 

1. Shop around.  Interview a minimum of 3 to 4 lenders. Try a big national bank, such as Bank of America. Interview a local lender or credit union, and lastly try the internet. These 3 offer different advantages and disadvantages, it's up to you what kind of service you're looking for.

2. Inquire about all your options. There are many choices when hunting for a home loan. 30 year fixed rate, 15 year fixed rate, and adjustable rate mortgages. This last option seems to get a negative review after the housing crisis, but it's a viable option if it fits what your future plans are. The interest rate are usually significantly lower, although they will increase over time. If you have questions about this 

3. Request locking in your rate. This week we did see a dip in the mortgage rates, but the trend is showing that rates are still on the rise. You might want to consider locking in the rate that you were quoted to insure you get that rate instead of a higher percentage. 

4. Educate yourself about the different types of loans. There are many out there, so figure out which ones you will qualify for. FHA, VA, Down payment assistance, ect. These all have requirements to qualify, but make sure you find the one that best suits you. 

5. Start NOW! If you truly are planning to buy a house within a year, start the process now!  You need to know where you stand and what you need to do in order to make your application the best it can be. So gather your tax returns for the past 2 years, your bank statements, and your paycheck stubs and let's get started!

Posted in Buyers, Investors, Loans
May 27, 2017

Homeownership: Wealth, Stability, and Economic Contribution

A big part of our economy, which can't be denied, is our housing market. Housing is a necessity for everyone. If you watch the show Naked and Afraid, you'll know that one of the first things the survivalist try to accomplish is to build a shelter, then find water. This shows exactly how important shelter is. 

Over 100 years ago, the United States Congress created and passed a tax incentive for homeownership. They knew at the time that being a nation of homeowners would create unique situations for people and their families through wealth, stability, and economic growth. Here is how:

1. 2.5 million private-sector jobs are created annually through home sales. Buying houses creates a positive shock to the economy with more sustainable jobs. It was stated by Jared Martin, President-elect for the California Association of Realtors, that for every 2 homes sold, one job will be created. 

2. Predictability! On average rental rates go up every 2-3 years, which can catch some people off guard and may not be able to afford that living situation any longer. When purchasing home, using a trusted lender, you see an average of 15 or 30 years of a fixed price. As a homeowner, you'll know what you'll be paying for many years to come. 

3. It can't be denied that owning a home creates a sense of pride and security. It also strengthens the community, boost participation in civil pride and participation, and can boost a child's performance in school. Homeownership also creates stability in a neighborhood. Homeowners tend to move less often versus renters, which creates a better sense of community where you live. 

4. You want to build long-term wealth? Homeownership is a great way to do that. According to the Federal Reserve, in 2013 the median net worth of homeowner families was $195,400, while the median net worth of a renter was $5,400  

Too many benefits not to buy a home. Start the process and call a FULL-TIME REALTOR today! 

Some people think they may not be able to afford a home, but on the contrary, with programs and great interest rates, you maybe able to qualify. It doesn't hurt to ask!


Email me any questions you may have, I'm here to help!

May 19, 2017

Ready to Make an Offer, Avoid These Mistakes

The current Real Estate market we're in across the country is on fire! Make sure when you're ready to pull the trigger on your purchase, avoid these detrimental mistakes.

1. Timing: In today's market, you must act fast. Great houses on the market rarely last more than a week, especially if the seller is really motivated. I understand it's a huge decision, but when you know, you'll just know. 

2. Lowball offers: Again, with the market so hot, don't waste your time, your agents time, nor the sellers time. They usually won't even consider giving you a counter offer. Just make sure you give them your best offer at this pint in time. Unless your agent does some deep research and finds comparable properties that you can justify that price. Then it's your agents job to sell that.

3. Pre-approved: If you're working with a smart agent, they already had you get a pre-approval letter from a lender. This shows the sellers you are ready, willing, and able. Although this is great, be careful for making offers that hit your max budget. Although you may be approved for that, things can change. Say the interest rates go up and now you can't afford to add that little extra because you're already maxed out. Leave yourself with some wiggle room. Get with your real estate agent and lender to figure out the best course of action for your situation.

4. Don't buy anything: I'm talking about large purchases. Don't buy furniture for the house you haven't got yet, don't get a new car, or make any large purchases. This can affect your loan and in the end may be the reason you will no longer be approved for the amount you're asking for. Hold off on all large purchases until the house is yours.

There are a few other things to consider. Please consult a professional before making any decisions. If you want to get ready to buy,  and I'll get you set up on a solid game plan.   


Start your search by using our website. I pay for this information so you don't have to =)

May 8, 2017

Mortgage rates dropped

According to an article titled "Lowest Mortgage Rates Since Election Pushes Refinances up 7%," by Diana Olick from CNBC, the total applications are rising quickly. Although weaker than last year, we are seeing a great growth week over week. Many say the rate drop was due to the uncertainty of the French Presidential election, but we are not certain. Many are just happy that the rates went down slightly.

Although there was a drop, we didn't see much change on the buyer side. Home buyers are more frustrated with the lack of inventory more so than the interest rates. The home purchase loans dropped 1% the week of the April 26th. Even with such high demand for homes and the lack of creation from home builders, the supply for homes continues to drop. 

Now with tax-reform looming, we'll have to wait and see what is in store next.